Does the calculator add legal fines automatically?

No. Fines, compensation and insurance effects depend on jurisdiction and facts. Enter only a known amount in the claims, insurance and legal field.

Are my financial figures sent to Skillsive?

No. Calculation happens in your browser. Analytics receives only the selected region and currency, never inputs or results.

What happens when I share a scenario?

The calculator puts allowlisted values in the URL fragment after you click Share. The fragment is not part of the HTTP request or referrer.

Can I use the result as an accounting or legal valuation?

No. It is a planning estimate based on your inputs. Validate material decisions with your accountant, insurer, lawyer and safety specialists.

Free workplace safety calculator

Workplace accident cost calculator

Build a transparent bottom-up estimate from costs your organisation actually recorded. Choose a region for the right official context and calculate in PLN, EUR, USD or GBP.

The cost of a workplace accident reaches beyond the injured person's absence. Enter labour time, response work, downtime, replacement cover, property damage and claims to see one auditable estimate. No generic hidden-cost multiplier is applied: every amount comes from your inputs, and optional indirect costs start at zero.

Build your accident scenario

Use the full employer cost of labour and avoid entering the same expense twice.

Ready-made examples

Choose a scenario to fill the entire form with realistic illustrative figures in the selected currency. These are not market averages; replace them with your organisation's records when available.

Enter a recorded cost to see the estimate

Zero is a neutral starting point, not a claim that an accident has no cost.

The calculator uses a bottom-up model. It adds separately entered costs instead of assuming one universal relationship between insured, direct and indirect losses.

For the United States, OSHA Safety Pays is useful awareness context. Its NCCI-based estimates are not imported because they cannot replace your organisation's records.

Absence = workdays × working hours per day × full hourly labour cost.
Response = other people involved × response hours per person × full hourly labour cost.
Downtime = downtime days × your cost per day.
Replacement, damage, claims and other recorded costs are added exactly once as entered.
Additional indirect costs = known costs × your percentage. Nothing is added when the percentage is zero.

Each monetary component is rounded to cents or pence before totals are added.

This is a planning estimate, not legal, accounting, insurance or actuarial advice. Confirm material decisions with qualified specialists.

Official context and sources

OSHA Safety Pays — US awareness estimator based on NCCI data; no figures are imported into this calculator.

Sources last checked: 2026-07-20. Regional information does not change the arithmetic.

What should be included in the cost of a workplace accident?

Start with costs your organisation can trace: paid absence, time spent by managers and safety staff, interrupted production, replacement cover, damaged equipment, cleanup, claims and professional advice. Keep categories separate and use internal evidence such as payroll data, incident logs, invoices and production reports. This makes the estimate explainable and reduces double counting.

How should indirect costs be estimated?

Do not start with a universal multiplier. Indirect costs differ by industry, incident severity, insurance arrangements and accounting practice. Enter known items in their dedicated fields first. If your organisation has a defensible internal percentage for additional disruption, apply it explicitly; otherwise leave it at zero and treat the known-cost total as the conservative result.

Why does the calculator ask for a region?

The region changes the official guidance and legal or insurance context shown beside the model. It does not change any formula, apply a fine or estimate a statutory benefit. Poland, Germany, the United States and the United Kingdom use different systems and terminology, so the calculator keeps context separate from arithmetic and lets you choose any supported currency.

Does switching currency convert the entered amounts?

No. PLN, EUR, USD and GBP are display and accounting units, not an exchange-rate service. When you switch currency, every number remains unchanged and only the symbol and locale formatting change. Convert source figures yourself using one documented rate and date before entering them if your records contain more than one currency.

How can the result support a prevention decision?

Compare the estimated event cost with your annual prevention budget to show scale in a form decision-makers understand. The ratio does not prove that a specific training, control or VR programme would have prevented the event. Use it to frame a discussion, then assess hazards, control effectiveness, implementation cost and evidence for the proposed intervention.